Pretty serious question -- which @near wallet offers to create account without seed phrases, receive and send stables without gas fees and uses @keypomxyz to onboard users who don’t have a wallet? Integrate social profiles from @self.social.near and @near has all the tools to build really slick experience that would rival Venmo. But it's really needed to be packaged into consumer level app and do some initial growth hacks like a $10 for anyone who onboards and sends $10 people in the first month. Collaborate with Kenya, LaTam, Turkey, Ukraine communities to get it to be used. If you have all the features and you need growth hacks budget - please let me know.